Apply for an IDEAL Second Home Home Loan - Check Out a Free Home Loan Simulation

Secure financing for your dream pre-owned home! IDEAL Home Loan works with multiple banks to get you the best options.

Fill out our home loan calculator with your preferred details to find out the estimated total home loan, installment amount, and your loan term.

Monthly Income

₱

Age

Loan Term

Ongoing monthly installment

₱

Summary

With your current income, you can borrow

for home loan

With a monthly payment of

₱0

for

Year

Move into your next home in 4 simple steps:

Pre-credit assessment by IDEAL Home Loan. We'll look at your profile, income, and obligations to see what kind of loan fits you best.

Send your documents to IDEAL Home Loan. We'll take care of sending them to multiple partner banks.

Our partner banks will review your application, just like they normally would.

Get multiple home loan offers and choose the one that works best for you!

See what documents you'll need for your secondary home loan application

	Locally Employed	Self-Employed	OFW
Valid IDs (2 government IDs, e.g. Philsys, SSS, Passport, Driver's License)
Proof of Business or Employment (Certificate of Employment (COE) / Valid DTI Registration OR Mayor's Permit / Latest Contract)			with authorization letter to verify
Proof of Income (Payslips from the last 3 months, ITR + Audited financial statements (last 2 years, bank remittance proof))			with authorization letter to verify
Trade references with complete contact information (business name, complete address, contact person, business phone number) * Major suppliers (at least 3) * Major clients (at least 3)
Authorization Letter to verify employment/ conduct trade verification
TCT / CCT OR notarized CTS / Offer-to-Sell from registered owner
Tax Documents Updated (Tax Declaration, Tax Clearance, Tax Receipt)
Authorization for Tax Mapping / Property Inspection (signed by current owner)
Appraisal Fee Payment (≈ Php 5,000)
Special Power of Attorney (SPA)	Optional	Optional

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