IDEAL Home Equity Loan Application | Apply to 3 Banks at Once

Use your home's value to fund life's big moments or unexpected costs.

Fill out our home loan calculator with your preferred details to find out the estimated total home loan, installment amount, and your loan term.

Estimated property price for your certificate

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Loan Term

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There are other monthly installments?

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Your current monthly income

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Wow! you can get a loan up to:

Loan Term	Year
Installment	Starting from ₱0 /months

Buy your dream home in just 4 easy steps:

Pre-credit assessment by IDEAL Home Loan. We'll look at your profile, income, and obligations to see what kind of loan fits you best.

Send your documents to IDEAL Home Loan. We'll take care of sending them to multiple partner banks.

Our partner banks will review your application, just like they normally would.

Get multiple home loan offers and choose the one that works best for you!

Before submitting the loan application, you must know the required terms and documents. Go ahead, take a screenshot first!

	Locally Employed	Self-Employed	OFW
At least 2 valid Government IDs
Certificate of Employment / Employment Contract
Business Registration
Payslips / ITR
Property title & tax declaration
Signed Authority to Inspect/Appraise
Mortgage Redemption Insurance (MRI)
Fire insurance
Complete set of Building Plan, Bill of Materials, Scope of Work/Cost Estimates (for construction loan)
Marriage documents (if married)	Optional	Optional	Optional
Special Power of Attorney (SPA)	Optional	Optional

Our partners who have collaborated with us

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